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    20 Best Courses after 12th Commerce for a High Paying Career

    February 18, 2026 | By BMU
    Best Courses after 12th Commerce

    In the cut-throat competitive scenario around, one doesn’t just need a degree or certificate. But a course after 12th commerce that offers a good career prospectus, alongside industry relevance as well as long-term growth. As we know, the unemployment rate is rising, global recession and a rising demand for professionals with various specialisations. That's why it’s critical that students pursue high salary courses after 12th commerce.

    Thus, to navigate you towards careers that will make you rise to new heights in the commerce field, the article will run you through the best courses after 12th commerce with high salary and the likes of CA, CS, BBS, B.Stat, BFD, BID, etc.

    Best Commerce Courses After 12th – Quick Overview

    Course Name Eligibility Course Duration Average Salary Package
    Chartered Accountancy 12th from a recognised school board with Maths 4 Years (Foundation Path)

    6 Years (Direct Path)

    7-15 lakh
    Cost Management Accountancy 10+2 with 50% marks 3-4 years (UG Degree) 5-10 lakh
    Actuarial Science 10+2 3 years (UG degree) 5-10 lakh
    Bachelor of Statistics (B.Stat) 10+2 with Maths 3-4 years 4.5-10 lakh
    Bachelor of Data Science (BDS) 12th pass with PCM 3-4 years 5-7 lakh
    Bachelor of Commerce (B.Com) with specialization in Accounting and Finance, Banking and Insurance, or Taxation 10+2 3 years 4-5 lakh
    Diploma in Banking and Finance 12th pass 1 Year 2-6 lakh
    PG Diploma in Business Analytics Graduation 2 Years 4-7 lakh
    Diploma in Financial Planning and Wealth Management 12th pass 1 Year 4-8 lakh
    Company Secretary 1) For CS Executive: 10+2 and CSEET

    2) For CS Professional: Should have qualified CS Executive Exam

    3-5 Years 5-10 lakh
    Bachelor of Computer Applications (BCA) 12th pass 3 Years 3-8 lakh
    Bachelor of Business Administration (BBA) with specialisation in Finance, Marketing, or International Business 12th pass 3 Years 4-6 lakh
    Bachelor of Economics (BE) 12th pass 3 Years 4-6 lakh
    Bachelor of Business Studies (BBS) 12th pass 3 Years 4-5 lakh
    Bachelor of Management Studies (BMS) 12th pass 3 Years 6-8 lakh
    Bachelor of Event Management (BEM) 12th pass 3 Years 2.5-5 lakh
    Bachelor of Retail Management (BRM) 12th pass 3 years 3-7 lakh
    Bachelor of Foreign Trade (BFT) 12th pass 3 Years 3-7 lakh
    Bachelor of Financial Markets (BFM) 12th pass 3-4 Years 3-8 lakh
    Certified Financial Planner (CFP) 12th pass 1-2 Years 3-6 lakh

    Which Course Has the Highest Salary after 12th Commerce?

    When it comes to the best courses after 12th commerce, it depends on whether you studied Mathematics. To make it easier, courses are divided into two categories-

    • High salary courses after 12th commerce with Maths
    • High salary courses after 12th commerce without Maths

    Let’s first begin with the list of high salary courses after 12th commerce with Maths.

    High Salary Courses After 12th Commerce with Maths

    1. Chartered Accountancy

    Chartered Accountancy (CA) is one of the most respected and challenging courses for commerce students. Conducted by the ICAI, it covers accounting, taxation, auditing, finance and corporate laws. Qualified CAs work as auditors, tax consultants, financial advisors and corporate finance professionals, earning strong salary packages due to high demand.

    Aspect Details
    Eligibility 12th Pass
    Average Salary Rs. 6-12 Lakhs
    Top Recruiters ●       KPMG India

    ●       SR Dinodia & Co.

    ●       PwC- PriceWaterhouseCoopers India

    ●       RSM India, Deloitte India

    ●       Ernst & Young India

    ●       Grant Thornton International

    ●       BDO India

    Note: The salary structure may vary depending on the kind of profile one is into and the kind of organisation one works for.

    2. Cost Management Accountancy

    Cost Management Accountancy (CMA) focuses on analysing and controlling business costs. It involves evaluating financial data, budgeting, forecasting, and performance analysis to help organisations make better strategic and financial decisions.

    Aspect Details
    Eligibility 10+2 with 50% Marks
    Average Salary Rs. 8.8-9.9 Lakhs
    Career Paths ●       Cost Accountant

    ●       Cost Analyst

    ●       Cost Controller

    ●       Financial Analyst

    ●       Budget Analyst

    ●       Management Accountant

    ●       Cost Consultant

    ●       Operations Analyst

    ●       Project Accountant

    ●       Financial Controller

    Top Recruiters ●       Tata Consultancy Services

    ●       Capgemini

    ●       ICICI Bank

    ●       Nestlé

    ●       Cognizant Technology Solutions

    ●       Genpact

    ●       SelfEmployed.com

    3. Actuarial Science

    Actuarial Science is a specialised field that uses mathematics, statistics and data analysis to assess financial risks. It is offered through degrees like BA, BBA, B.Sc., MA and MCom. With growing demand for risk experts, actuaries have strong career prospects across industries.

    Aspect Details
    Eligibility 10+2
    Average Salary Rs. 5-25 Lakhs
    Job Profiles ●       Actuary

    ●       Appraiser

    ●       Bank examiner

    ●       Commodities trader

    ●       Budget analyst

    ●       Chief financial officer

    Top Recruiters ●       PwC

    ●       Actuarial Services India

    ●       Max Bupa Insurance

    ●       Milliman

    ●       IDBI

    4. Bachelor of Statistics (B.Stat.)

    Bachelor of Statistics (B.Stat.) is a strong option for commerce students with Maths. The course focuses on data analysis, econometrics and applied statistics. Graduates can work as data analysts, statisticians, risk analysts or business analysts across industries.

    Aspect Details
    Eligibility 10+2 with Maths
    Average Salary Rs. 5-15 Lakhs
    Job Profiles ●       Statisticians

    ●       Mathematician

    ●       Risk Analyst

    ●       Business Analyst

    ●       Data Analyst

    ●       Content Analyst

    ●       Professor

    ●       Statistic Trainer

    Top Recruiters ●       Apple

    ●       Featurespace

    ●       Amazon

    ●       Blue Ocean

    ●       Rolls Royce

    5. Bachelor of Data Science (BDS)

    To pursue this course, you need to complete Class 12. The 3-year Bachelor of Data Science covers statistics, programming, AI, machine learning and data visualisation. Graduates are in demand across tech companies, consultancies and research firms.

    Aspect Details
    Eligibility 10+2 with Maths
    Average Salary Rs. 4-10 Lakhs
    Job Profiles ●       Business Intelligence Manager

    ●       Business Analyst

    ●       Data Analytics Manager

    ●       Data Administrator

    ●       Data Architect

    ●       Data Analyst

    Top Recruiters ●       Cartesian Consulting

    ●       Publicis Sapient

    ●       Tredence Inc.

    ●       Wipro Ltd.

    ●       Oracle

    ●       Accenture

    ●       MuSigma

    ●       IBM

    ●       Amazon

    ●       TEG Analytics

    ●       Deloitte

    ●       HCL

    6. Bachelor of Commerce (B.Com) with specialisation in Accounting and Finance, Banking and Insurance, or Taxation

    A BCom degree is the top stream for Commerce students. However, unlike the traditional courses, BCom, over the years, has become one of the highest paying career options for youth. Be it finance, budgeting, accounting, economics, taxation profile, a BCom graduate is a relevant fit. After completing the course, one can become a Financial Analyst, Accountant, Tax Consultant, Accounts Manager, etc.

    Aspect Details
    Eligibility 10+2
    Average Salary Rs. 4-5 Lakhs
    Job Profiles ●       Bank manager

    ●       Financial consultant

    ●       Accounts manager

    ●       Tax consultant

    ●       Financial analyst

    ●       Finance risk manager

    ●       Investment banker

    Top Recruiters ●       Cognizant

    ●       Flipkart

    ●       HDFC

    ●       PNB

    ●       ICICI

    ●       KPMG

    ●       TCS

    ●       Genpact

    7. Diploma in Banking and Finance

    This one year programme enables students in banking, finance, insurance, investment, risk management, computer application, IT, and various other related fields of the financial and banking world. One could pursue a Diploma in Banking and Finance from various institutes in India with a fee range of Rs 20,000 to 60,000.

    Aspect Details
    Eligibility 12th Pass
    Average Salary Rs. 4-5 Lakhs
    Job Profiles ●       Chief Financial Officer

    ●       Deputy Director

    ●       Market Analyst

    ●       Process Analyst

    ●       Internal Auditor

    ●       Credit Risk Manager

    ●       Data Entry Operator

    ●       Financial Analyst

    Top Recruiters ●       JP Morgan

    ●       India Bulls

    ●       ICICI Prudential

    ●       DLF

    ●       Axis Bank

    8. PG Diploma in Business Analytics

    By the year 2027, the Global Big Data and Business Analytics Market is projected to expand at a Compound Annual Growth Rate (CAGR) of 10.9%, reaching a substantial valuation of $420 Billion. Thus, going by that yardstick, students having completed a PG Diploma in Business Analytics have a bright career path. The 2 year PGD deals with the study of Business Data acumen, Machine Learning, Statistics and Computing.

    Aspect Details
    Eligibility Graduation
    Average Salary Rs. 5-12 Lakhs
    Job Profiles ●       Market Analyst

    ●       Data Scientist

    ●       Market Researcher

    ●       Management Analyst

    ●       Project Manager

    ●       Consultant

    ●       Logistician

    Top Recruiters ●       WIPRO

    ●       Infosys

    ●       HCL

    ●       Deloitte

    ●       PwC

    ●       TCS

    ●       Tech Mahindra

    9. Diploma in Financial Planning and Wealth Management

    Diploma in Financial Planning and Wealth Management focuses on investment planning and asset management. It prepares students to work as financial planners or wealth managers by teaching wealth creation strategies and financial instruments.

    Aspect Details
    Eligibility 12th Pass
    Average Salary Rs. 3-6 Lakhs
    Job Profiles ●       Relationship Manager

    ●       Director of Business Development

    ●       Personal Financial Advisor

    ●       AVP-Portfolio management

    ●       Investment Counsellor

    Top Recruiters ●       RBI

    ●       HSBC

    ●       HDFC

    ●       VISA

    ●       ICICI

    ●       LIC

    ●       Standard Chartered Bank

    High Salary Courses After 12th Commerce without Maths

    Enlisted here are the courses that would offer better career growth to students who have studied Commerce without Maths. You can check details of high salary courses after 12th Commerce without Maths, along with the eligibility, duration of the courses, average salary offered, colleges from where you can pursue these courses and top recruiters companies for these profiles.

    1. Company Secretary

    Another tough yet professional career path for Commerce students, the Company Secretary (CS) course is a plus. The course imparts specialised knowledge and practical training in areas like corporate laws, governance and secretarial practices. The CS programme is conducted by the Institute of Company Secretaries of India (ICSI) and has three levels of examinations: foundation, executive and professional.

    Aspect Details
    Eligibility ●       For CS Executive: 10+2 and CSEET

    ●       For CS Professional: Should have qualified CS Executive Exam

    Average Salary Rs. 5-9 Lakhs
    Top Recruiters Company Secretaries are needed in almost every kind of company from every sector

    2. Bachelor of Computer Applications (BCA)

    BCA is a popular and high-paying option for commerce students interested in technology. It focuses on computer applications, programming, software development, databases and web technologies, preparing graduates for IT and tech-related roles.

    Aspect Details
    Eligibility 10+2
    Average Salary Rs. 3-8 Lakhs
    Career Paths ●       Software Developer

    ●       Computer Network Architect

    ●       Data Operator

    ●       Database Manager

    ●       Data Scientist

    ●       Computer Programmer

    ●       Web Developer

    ●       Web Analyst

    ●       Software Engineer

    Top Recruiters ●       HP

    ●       IBM

    ●       Accenture

    ●       Capgemini

    ●       Cognizant

    ●       Flipkart

    ●       Amazon

    3. Bachelor of Business Administration (BBA) with specialisation in Finance, Marketing, or International Business

    A three-year undergraduate programme, BBA aka Bachelor of Business Administration course gives students specialised knowledge and training in varied fields of business management. Candidates can opt for select specialisations like finance, marketing or international business, in accordance with their personal interests and career goals. BBA graduates with a little experience can rise upto become business analysts, marketing executives, financial planners or hold positions within the management departments of different companies.

    Aspect Details
    Eligibility 10+2
    Average Salary Rs. 5-9 Lakhs
    Top Career Roles ●       Business Analyst

    ●       Marketing Executive

    ●       Human Resources Executive

    ●       Financial Analyst

    ●       Operations Manager

    ●       Sales Executive

    ●       Supply Chain Manager

    ●       Project Coordinator

    ●       Business Development Executive

    Recruiters ●       Everest Enterprises

    ●       Ushta Te HR Consultancy

    ●       ICICI Bank

    ●       HDFC Bank

    ●       Tata Consultancy

    ●       Infosys

    ●       Wipro

    ●       Meghana Apparel Industry

    4. Bachelor of Economics (BE)

    Bachelor of Economics or BE degree is considered as one of the best courses after 12th commerce with high salary that equips students with a thorough grasp of economic theories, principles and concepts. This course centres on the examination of micro and macroeconomics, economic policies and worldwide economic matters.

    Aspect Details
    Eligibility 12th Pass
    Average Salary Rs. 4-8 Lakhs
    Career Opportunities ●       Economist

    ●       Financial Analyst

    ●       Investment Banker

    ●       Professor/Teacher

    ●       Market Research Analyst

    ●       Research Analyst

    ●       Fraud Examiner

    ●       Credit Analyst

    Top Companies ●       IMF

    ●       World Bank

    ●       Standard Chartered

    ●       NABARD

    ●       ICICI Bank

    ●       Deutsche Bank

    ●       HDFC Bank

    ●       Axis Bank

    ●       Accenture

    ●       Capgemini

    5. Bachelor of Business Studies (BBS)

    BBS or Bachelor of Business Studies is yet another high salary course after 12th Commerce. Over the years, BBA has been diversified into courses like BBS with the changing market dynamics. BBS study deals with various aspects of business management. The subjects studied during the course are related to economics, marketing, finance, human resources, financial accounting, macroeconomics, principles of marketing, organisational behaviour, etc. Colleges under Delhi University are known to be among the best in their peer groups.

    Aspect Details
    Eligibility 10+2
    Average Salary Rs. 4-5 Lakhs
    Career Opportunities ●       Business Analyst

    ●       Business Development Executive

    ●       Business Strategist

    ●       Business Manager

    Top Companies ●       Godrej

    ●       Wipro

    ●       Tata

    ●       Aditya Birla Group

    ●       Infosys

    ●       Mahindra & Mahindra

    6. Bachelor of Management Studies (BMS)

    Bachelor of Management Studies or BMS is a 3 year undergraduate course and focuses on studying the analytical aspects of business management. The course provides in-depth knowledge in business-related subjects such as economics, marketing, business analytics, human resource management, etc.

    Aspect Details
    Eligibility 12th
    Average Salary Rs. 6-8 Lakhs
    Career Opportunities ●       Marketing Manager

    ●       Sales Manager

    ●       Executive Assistant

    ●       Operations Manager

    ●       HR Manager

    ●       Account Manager

    ●       Market Research Analyst

    ●       Project Manager

    ●       Business Development Manager

    ●       Business Consultant

    ●       Finance Manager

    Top Companies ●       HCL Technologies

    ●       Nestle India

    ●       Amazon

    ●       E&Y

    ●       Ambuja Cement

    ●       Wipro

    7. Bachelor of Event Management (BEM)

    A course in event management is related to supervising the planning and execution of various gatherings, such as meetings, weddings and other coordinated events. People responsible for organising and handling/managing the events and functions are called event organisers or event managers. From handling the logistics to managing budgets, vendor relationships and other essential elements of event preparation are the areas that event organisers look after.

    Aspect Details
    Eligibility 12th
    Average Salary Rs. 5.4-5.9 Lakhs
    Career Opportunities ●       Party host

    ●       Event coordinator

    ●       Site coordinator

    ●       Manager of volunteer services

    ●       Venue manager

    ●       Event specialist

    ●       Special events manager

    ●       Social media manager

    Top Companies ●       Percept D Mark

    ●       Cineyug

    ●       DNA Entertainment Networks Pvt. Ltd

    ●       Wizcraft

    ●       Fountainhead Transmedia

    ●       Pegasus

    ●       Showtime

    8. Bachelor of Retail Management (BRM)

    The course deals with every aspect of retailing and retail operations. The course concerns itself with the art of sales, marketing, retail, logistics and transportation of items and goods. Brand outlets, shops, retail outlets, etc are the places where BRM graduates can find jobs.

    Aspect Details
    Eligibility 12th
    Average Salary Rs. 5.4-6 Lakhs
    Career Opportunities ●       Retail Sales Associate

    ●       Retail Product Manager

    ●       Brand Manager

    ●       Marketing Executive

    ●       Merchandiser

    ●       Sales Manager

    ●       Store Manager

    ●       Warehouse Manager

    Top Companies ●       Macy's

    ●       Zara

    ●       Amazon

    ●       Walmart

    ●       Gap Inc.

    ●       Best Buy

    ●       H&M

    ●       The Home Depot

    ●       Target

    ●       IKEA

    9. Bachelor of Foreign Trade (BFT)

    The course focuses on international trade policies, export-import procedures and global business strategies. It equips students with the knowledge and skills required for navigating the complexities of global trade, which includes exchange of goods, services and capital across international borders.

    Aspect Details
    Eligibility 12th
    Average Salary Rs. 3-7 Lakhs
    Career Opportunities ●       Export Manager

    ●       Financial Analyst/Consultant

    ●       Import Manager

    ●       Customs Broker

    ●       Trade Analyst

    ●       International Business Development Manager

    ●       Logistics Manager

    Top Companies ●       Amazon

    ●       Flipkart

    ●       Tata Steel

    ●       Maersk

    ●       Deloitte

    ●       Tata Consultancy Services

    ●       Thomson Reuters

    ●       Cognizant

    ●       HCL

     10. Bachelor of Financial Markets (BFM)

    The course is specially designed for students interested in stock markets, trading and investment strategies. It equips students with the essential knowledge and expertise in the field of trading and investment.

    Aspect Details
    Eligibility 12th
    Average Salary Rs. 3-8 Lakhs
    Career Opportunities ●       Financial adviser

    ●       Budget Analyst

    ●       Financial Analyst

    ●       Market Research Analyst

    ●       Accountant

    ●       Portfolio Manager

    ●       Auditor

    ●       Investment Banker

    Top Companies ●       HDFC Bank

    ●       ICICI Bank

    ●       Kotak Mahindra Bank

    ●       Axis Bank

    ●       Goldman Sachs

    ●       Motilal Oswal Financial Services

    ●       Edelweiss Financial Services

    ●       Reliance Securities

    11. Certified Financial Planner (CFP)

    It is a globally recognised certification ideal for those interested in financial advisory, estate planning or wealth management. Certified financial planners receive rigorous education, training and ethical standards to meet the demands of today’s world.

    Aspect Details
    Eligibility 12th
    Average Salary Rs. 3-6 Lakhs
    Career Opportunities ●       Financial Advisor / Consultant

    ●       Client Services Advisor

    ●       Wealth Manager

    ●       Portfolio Manager

    ●       Investment Planner

    ●       Personal Financial Planner

    ●       Associate Advisor

    Top Companies ●       HDFC Bank

    ●       ICICI Bank

    ●       Motilal Oswal

    ●       Mirae Asset

    ●       Kotak Bank

    ●       Groww

    ●       INDmoney

    ●       Axis Bank

    Conclusion

    Choosing the right course after 12th commerce is not just about salary, but also about your interests, skills and long-term career goals. From professional programmes like CA, CMA and CS to modern fields like data science, finance and business analytics, commerce offers a wide range of high-paying opportunities. The key is to select a course that aligns with your strengths and industry demand. With the right skills, practical exposure and continuous learning, you can build a stable and rewarding career in the commerce field.

    FAQs

    After 12th commerce, high salaried courses include management, economics, statistics, actuarial science, food technology, hospital management, digital marketing, aviation management, etc.

    Among the most lucrative ways of making ₹1 lakh per month in India, the list includes video editing, social media management, online tuition, affiliate marketing, online selling, freelancing and many more. You know it; there’s no “fast” way to get this done. You still need to put much effort into making this happen.

    CA is one of the most popular courses. It has been known as the toughest course in commerce. The duration for this course to complete and clear all the examinations takes about 3 to 4 years. The curriculum of chartered accountancy is vast, which requires a lot of intelligence, perseverance, and hard work.

    The trendy courses after 12th commerce with Maths are Chartered Accountancy, Cost Management Accountancy, Diploma in Banking and Finance, PG Diploma in Business Analytics and Diploma in Financial Planning and Wealth Management.